Water losses come in many shapes and sizes and can cause damage to both the structure and personal property. If mitigated quickly and properly many areas can be dried professionally and be as good as new. However, if not, long term structural damage and even health can be affected by un-remediated issues.
The list of the most common causes of loss for water damages in 2014 were:
- Frozen Pipes and Burst Pipes
- Dishwasher Overflows and Leaks
- Washing Machine drain overflows and supply line rupture
- Hot-Water Heater Damage
- Back-Up of Sewers and Drains
Other causes include:
- Pipe Leaks
- Toilet Overflows
- Collapsed, Clogged, or Rusted Pipes
- Seepage (Water moving through Bricks, Roofs, Bathroom Tiles, Ceilings, Etc.)
Not all the causes of loss listed above are covered under certain policies.
Consultation with an experienced insurance agent before a loss occurs is always recommended. Make sure you understand what is and is NOT being covered. NOT ALL POLICIES ALL EQUAL. Once a loss occurs we recommend consulting with a reputable and knowledgeable Public Adjuster. Many will provide a FREE CONSULTATION and POLICY REVIEW before a loss and a FREE CLAIM REVIEW if an event has occurred.
IF POSSIBLE DON”T WAIT months after a loss. The best, easiest, time to involve a Public Adjuster is the moment a loss occurs. Many of our previous clients call us first, before anyone, to be sure that the claims process and mitigation effort is quickly and appropriately organized. Water damage to your home can cause long-lasting problems and even affect the value of your property. If you have suffered any type of water damage, only an attorney or a public adjustor is properly licensed and legally able to negotiate with your carrier to help you recover the full value of your loss.
What surprises most clients is how much we truly CAN assist.
If like most insureds you start down a road of trusting the carrier and some signals make you think its time to talk to a professional …contact us, the chat is free. Sometimes we are able to assist best by not getting involved, but simply by providing some free perspective.